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Holland America charges immediately when you make your reservations for shore excursions/dinners. Here's the blurb about cancellations from their ebrochure:


Rates and descriptions are current as of the printing date. Prices are subject to change without notice and descriptions may vary from the actual tour provided. All cancellations that are made less than 5 days prior to cruise departure are subject to a 10% cancellation fee. There will be no exceptions. In addition, if you cancel your tour reservation after the booking deadline stated in the Shore Excursion Planning Form on board, or if you cancel a Signature Collection private vehicle tour, a 100% cancellation fee will apply since transportation and services will have already been arranged.


Hope that helps everyone!


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