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Hope your insurance co is as good as ours. With the winds several months ago it looked like an elephant ran straight through 7 back yards. Our insurance treated both fences and the roof as 1 incident and it was $800 deductible. Sometime soon the fences will be completely replaced. The neighbor to the left of us didn't fare so well, their insurance co deductible was $2000 for each fence.

Another neighbor let it slip that the fence was 30 years old, I think they lost out there. Our ins. co didn't ask and we didn't tell.


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