Normal
Hope your insurance co is as good as ours. With the winds several months ago it looked like an elephant ran straight through 7 back yards. Our insurance treated both fences and the roof as 1 incident and it was $800 deductible. Sometime soon the fences will be completely replaced. The neighbor to the left of us didn't fare so well, their insurance co deductible was $2000 for each fence.Another neighbor let it slip that the fence was 30 years old, I think they lost out there. Our ins. co didn't ask and we didn't tell.
Hope your insurance co is as good as ours. With the winds several months ago it looked like an elephant ran straight through 7 back yards. Our insurance treated both fences and the roof as 1 incident and it was $800 deductible. Sometime soon the fences will be completely replaced. The neighbor to the left of us didn't fare so well, their insurance co deductible was $2000 for each fence.
Another neighbor let it slip that the fence was 30 years old, I think they lost out there. Our ins. co didn't ask and we didn't tell.