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jeb,


do you intend on boycoting all cruise lines? As for your experience with a hotel, that was not a resort type hotel I can guarantee everyone. Yes, standard hotels will allow cancellations upto 4pm or 6pm day of with no penalty. Resort hotels, which include Florida hotels (most) Vegas, Caribbean and many others require a deposit or one night which is not refundable.


As for why the popularity of insurance, that I can not answer, but you could be partially right. The cruise lines realized all the problems that were occuring and the lost revenue by allowing changes when either true emergancies or convenient emergancies came up. Thus the insurance issue came into play. No one can force you to choose to pay the extra charge for insurance, but you certainly have no reason to blame others for your decision to gamble.


If you continue to choose no insurance I have a gut feeling you are going to lose again. Someone told me years ago, insurance is the one thing you buy and hope you waste your money on. How true this is.


NMNita


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