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I'm not aware of any shuttle bus between Magic Kingdom and Universal, so you would probably have to wind up taking a cab anyway. Also, the shuttle from the ship may take you to the Magic Kingdom entrance as opposed to the Travel and Transportation Center where any buses or cabs would probably be. I think your best bet would be to take a cab to Universal. Just make sure to get the express passes. They are worth the extra money since lines do get long. Make sure to check about how to get a returning cab. I believe the Dawn is now leaving at 8 instead of 10.